Home / Blog / What Is RTP in Casino? (Guide for UK Players)

What Is RTP in Casino? (Guide for UK Players)

February 17, 2026

RTP stands for Return to Player, which tells you how much money a game pays back to players over a long period. 

If a game has 96% RTP, it will pay back £96 from every £100 that players bet. However, this only happens after millions of spins. You will not get exactly this amount when you play for a few hours. 

This guide will teach you how RTP works, what numbers you should expect from different games, why it matters when you gamble in the UK, and which popular ideas about RTP are actually false.

How RTP Works in Casino Games?

RTP and house edge tell the same story from different sides. Together, they always add up to 100%.

RTP vs House Edge

RTP %House Edge %What It Means for Players
99%1%Very player-friendly
96%4%Industry standard
94%6%Riskier long-term

RTP shows what players get back. The house edge shows what the casinos get to keep after all the gambling . If a game has 97% RTP, the house edge sits at 3%. One number shows your side, the other shows the casino’s side.

When a slot says 96% RTP, it aims to pay back £96 from every £100 wagered. The casino keeps the other £4.

RTP shows what players get back over time.
Source: Gemini

This happens over millions of spins, not in your evening of play. Your actual results in any single visit will be completely different from this number.

Why RTP Is “Theoretical”? 

RTP only becomes accurate after a huge number of plays. Testing labs measure these percentages over tens of thousands of spins. 

Even after 100,000 spins, actual payouts might sit 5% above or below what the label says.

Rare big wins make actual returns often lower than the stated RTP
Source: Gemini

When you play for an hour or a day, anything can happen. You might win big on your third spin. You might lose twenty times in a row. Both outcomes are normal. 

Games with big jackpots set aside part of their RTP for those rare massive wins. Most players never see those jackpots, so their actual returns stay lower than the stated number.

Typical RTP in Casino Percentages

Different games offer different return rates. Table games usually beat slots.

Game TypeTypical RTP RangeKey Notes
Online Slots94% – 97%96% is considered strong
High RTP Slots98% – 99%Often restricted in bonuses
European Roulette97.3%Fixed wheel maths
Blackjack99.5%+Requires basic strategy
Live Casino Games95% – 99%Depends on rules
Physical UK Slots70% – 85%Much lower than online

When you play blackjack with proper strategy, the game can return 99.5% or even more. European roulette always pays back 97.3% because the wheel layout creates fixed odds.

European roulette consistently returns 97.3% RTP due to fixed odds
Source: Primedope

French roulette does slightly better at 98.65% because of special rules. Most online slot machines cluster around 96% RTP, though some developers create games with higher returns.

French roulette returns 98.65% RTP due to special rules
Source: Casinò di Venezia

Book of 99 from Relax Gaming offers 99% RTP, making it one of the best available. Ugga Bugga from Playtech reaches 99.07%. 

These games exist, but many UK casinos block them from bonus play because they return so much to players.

UK slot machines in physical locations pay much less than online versions. Physical slots run between 70% and 85% because land-based casinos have higher costs to cover. Online operators can offer better returns.

Source: gamblingcommission 

Why RTP Matters for UK Casino Players?

RTP helps you compare games. It does not guarantee wins, but it shows which games give better value over time.

RTP Transparency Under UKGC Rules

UK law requires casinos to show RTP information before you play. Licensed operators must display this data clearly. 

Gaming machines in physical locations need labels showing their category, RTP, and other details.

UK law requires licensed casinos to clearly show RTP before play
Source: SiGMA

Look for the “i” or “?” icon inside any game. Click it to see the RTP. This information should appear in the game itself or in the help section. 

Only UK-licensed casinos must follow this rule. Sites operating outside UK regulation might not show RTP at all.

RTP and Casino Bonus Wagering

Most casino bonuses do not allow you to play high RTP games when clearing wagering requirements. 

If a game returns 99% of all bets, players can work through their bonus conditions while risking very little money. 

Casino operators call these games “low risk” and they block them to protect their business model. You must always read the bonus terms carefully before accepting any promotion. 

RTP vs Volatility (Common Confusion)

A high RTP does not mean you will win more frequently. Volatility controls how often a game pays and how big those wins are. 

One slot might have 98% RTP but high volatility, which means it rarely pays but gives huge amounts when it does. 

Another slot with only 94% RTP could have low volatility, paying small amounts much more regularly.

RTP shows potential returns, but volatility determines win frequency and size.
Source: Gemini

Players who want to chase big jackpots should look for high volatility games. Players who want their bankroll to last longer should choose low volatility options. 

RTP and volatility are two completely separate measurements that work together to create your gaming experience.

Even if you win some amount of money, check out what type of casino winnings are taxable in the UK, and be aware of what you actually get to keep with your winnings.

Is Casino RTP Fair and Trustworthy in the UK?

All UK-licensed casinos must follow these testing rules that protect players and these are mandatory in UK.

SafeguardPurpose
RNG TestingEnsures randomness
Independent AuditsConfirms RTP accuracy
UKGC LicensingPlayer protection
Game Provider ControlsRTP cannot be changed per player

Independent testing laboratories like eCOGRA examine every game’s software and payout systems. 

Even if gambling is legal in the UK, it is mandatory to run millions of test spins to verify that games actually deliver the RTP percentage they advertise. 

You can personally check if a casino holds a valid licence by visiting the UK Gambling Commission public register and searching for the operator’s name. 

Only casinos that hold current UKGC licences can legally accept bets from people living in the UK.

Some games come with different RTP settings. Casinos choose which version to offer. This is why checking the actual RTP in your game matters. Operators risk losing players if they pick the lowest settings, but it happens.

How to Use RTP in a Casino to Play Smarter?

Use RTP to filter games, not to build a winning plan. It helps you pick games with better long-term value, but it does not change how random outcomes are. 

Mix RTP with volatility and budget planning. Small budgets work best with low volatility and decent RTP. Big win hunters with money to risk might prefer high volatility regardless of RTP.

Use RTP to pick games, but combine it with volatility and budget
Source: Sora

High RTP matters more during bonus clearing or long gaming sessions. Over hundreds of spins, the percentage starts to show its effect. In a quick visit, randomness takes over.

Common RTP Myths:

  • High RTP guarantees profit: Wrong. RTP averages over millions of spins. You can lose on high RTP games.
  • RTP applies per session: Wrong. The percentage only appears after huge numbers of plays.
  • Casinos change RTP on the fly: Wrong. Game makers set RTP. Licensed casinos cannot alter it for individual players.
  • Live casino has no RTP: Wrong. Live games have RTP just like slots. Blackjack often reaches 99.5% or higher.

If you are struggling with gambling addiction in the UK, get help immediately and see gambling as fun, not as a way of income.

Conclusion: RTP is the Money Return To Player That Happens Over A Long Time

RTP shows the percentage of wagered money that a game returns to players over millions of plays. UK rules require licensed casinos to display RTP clearly, giving you the tools to compare games properly. 

RTP does not guarantee your personal results or remove the randomness of gambling. It works as a long-term fairness measure. 

Use it together with volatility and your budget to pick games that suit your style, but remember that short-term results depend on chance.

FAQs

What is a good RTP on a slot machine?

Anything above 96% counts as decent for online slots. Games reaching 98% or 99% are rare and often get blocked from bonus play.

What does 96% RTP mean?

The game is built to return £96 for every £100 wagered over millions of spins. Your own session will be different.

What slot has 99% RTP?

Book of 99 by Relax Gaming has 99% RTP. Ugga Bugga by Playtech sits even higher at 99.07%.

What does 80% RTP mean?

An 80% RTP game returns £80 for every £100 bet over time. This is low and common in UK physical slot machines.

What is a good RTP in a casino game?

Table games like blackjack reach 99% or higher. For slots, 96% is standard, with 98% or above being very good.

Is RTP the same for every player?

Yes. Game providers set RTP. It applies equally to everyone at licensed casinos.

Can casinos change RTP?

Some games come in different RTP versions. Casinos pick which to offer, but they cannot change it for specific players.

Where can I find RTP in UK casino games?

Click the “i” or “?” icon in the game. RTP appears in the paytable, help section, or game rules.

Is RTP higher in online or land-based casinos?

Online casinos pay better. Online slots average 94-97% while UK physical slots run 70-85%.

Does RTP apply to bonuses?

Yes, but many bonuses exclude high RTP games from wagering requirements. Check the terms before playing.

Oliver is a UK-based online casino analyst with over 12 years of experience in reviewing and comparing Gambling Commission–licensed platforms. With a background in business analytics and certification in responsible gambling practices, he brings a data-driven, compliance-focused approach to every review. Oliver is committed to helping players find safe, legal, and rewarding online casinos in the UK, offering clear, honest insights that prioritize fairness, transparency, and player protection.

Scroll to Top